ArchiveApril 2019

Retirement Planning: Take The First Small Dip Now

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Planning for your retirement can be loaded with questions, concerns, anticipation and even excitement. But just as is the case with other major life plans, it’s best done understanding all the available options and, if possible, having a road map to get where you want to be. And chances are good that you’ll need to make minor adjustments along the way, but AMBA and your association...

Now They Can Detect Diabetes Just By Looking You In The Eye

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Comprehensive eye exams are revealing a lot more than outdated lens prescriptions. Early signs of diabetes, hypertension, high cholesterol, stroke, cancer and MS are being detected by eye doctors everywhere. A study by Human Capital Management Services Group found that eye doctors detected signs of certain chronic conditions before any other healthcare provider—65% of the time for high...

Ultimate Choppers: A Dental Plan To Keep and Show Off Your Pearly Whites

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Maintaining the health of your teeth is not just about which toothpaste is best for you or which toothbrush to choose. (But do always go with soft bristles!) Doctors and dentists are finding more and more evidence that taking care of oral health during retirement years can be as important as maintaining any other part of the body. In addition, statistics show that today’s baby boomers could...

News Flash: You’re Not Invincible

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When you turn 65, you have a 70% chance of requiring long-term care at some point. The good news? A long-term care policy could save you hundreds of thousands of dollars, protecting your life savings and reducing the financial, mental and emotional stress on your children. And the sooner you enroll, the more you’ll save. Premiums decrease dramatically if you start early. For example, if you...

When Life Knocks You Down, A Short-Term Care Policy Can Get You Back Up

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One sure-fire way to minimize stress in a stressful process is to be fully prepared and informed. And even though retirement is a phase that brings relief and joy in doing everything you didn’t have time for when you were working, it’s a real transition. And all transitions can give rise to some kind of concern or stress When it comes to long- and short-term care insurance, there are...

Open Your Eyes: Vision Health Starts With Prevention

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It may be an old saying, but it’s nonetheless true: prevention is always the best medicine. We humans are vision-dominant creatures. For the vast majority of us who have our sight and have not lost it due to disease or injury, eyesight informs everything we do, yet we often take our eyes for granted. One American becomes visually impaired or blind every seven minutes, according to a study...

WHOSE BRIGHT IDEA WAS RETIREMENT?

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It was Otto von Bismarck’s. In 1889, the German Chancellor looked to reduce the unemployment rate of young people. He paid citizens 70 and older to leave the workforce, and much of the world followed suit. One place that didn’t: the island of Okinawa. You can’t retire there, because retirement doesn’t exist. They don’t even have a word for it. They have a better...

Don’t Let Those Perfect Teeth Go To Your Head

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“Future suffering is to be avoided.” — Patañjali, ancient health expert My mother, who just turned 90, has all her teeth. “There’s one that’s loose back there,” she says, “but so what. It doesn’t bother me.” This is a woman who eats her cereal standing up. She’s always been very practical about everything, including her teeth. Her father...

Long-Term Care: Clarifying an Uncomfortable Topic That Reaches Nearly Everyone

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Long-term care expenses are often inevitable and always difficult to discuss. No one wants to envision themselves needing it. Yet, according to research by the U.S. Department of Health and Human Services, 70% of those age 65 and higher will need some form of long-term care. And paying out of pocket is not in the cards for most of us, since the median cost for a private nursing home room is over...

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