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Why You Should Keep Tailoring Your Health Coverage

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“The only sensible person is my tailor. He measures me anew each time he sees me.” —George Bernard Shaw Medical coverage is not one size fits all. Your age, state of health, lifestyle, geographic location and financial situation are some of the factors involved in deciding which supplemental policies you might need to fill in the gaps, since Medicare doesn’t pay for premiums...

How to Avoid the Dreaded Surprise Ambulance Bill

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Emergency medical personnel call it the golden hour: the first 60 minutes following a trauma, when it’s most possible to save your life. This explains why air ambulances aren’t just for residents or visitors of remote areas. In cities where traffic jams are routine, it might take a chopper or plane to get you there within the golden hour. Unfortunately, however, that one trip to the...

Health Setbacks Can Be Great Teachers

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Most of us would prefer to stay healthy and injury-free throughout our retirement. Life, however, doesn’t always cooperate. Suddenly we’re housebound like Paul Sheldon in the Stephen King novel, Misery, with no choice but to surrender to medical professionals, caretakers and our body’s natural response to treatment and rest. For us type A personalities, recuperation—which...

When Life Knocks You Down, A Short-Term Care Policy Can Get You Back Up

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One sure-fire way to minimize stress in a stressful process is to be fully prepared and informed. And even though retirement is a phase that brings relief and joy in doing everything you didn’t have time for when you were working, it’s a real transition. And all transitions can give rise to some kind of concern or stress When it comes to long- and short-term care insurance, there are...

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