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If You Fall Off The Horse, Make Sure Your Ambulance Is Covered

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When Sonna Anderson’s trusty steed Cody got spooked, tripped, and fell on top of her, that was scary enough. But then came the air ambulance bill.

She could hardly believe her eyes: $54,727.26. Less than a third was covered by insurance, leaving the 60-year-old with a balance due of $41,029.53.

“It shocked me,” she said.

Unfortunately, most people don’t realize Medicare only covers about 60% of medical air transport. Keep in mind, airlifts aren’t just for ski buffs who wipe out in the Alps. Ninety percent of emergencies occur within five miles of home, and even if you’re near a hospital, air transport is sometimes necessary if street traffic is heavy or time is of the essence.

Fortunately, there’s a solution. Medical Air Services Association (MASA) covers best-in-class emergency air and ground transport 24/7 from home or anywhere in the world, plus transportation of vehicles, children, grandchildren, and even pets at no additional cost. There are no premiums, deductibles or other hassles.

Recently, for example, a Texas retiree had a stroke at home and needed specialized care pronto. The 17-mile airlift came to $24,952 and MASA covered the entire amount.

In Hawaii, a couple’s vacation was cut short when the husband fell ill. The flight back to their home to Florida exceeded $50,000. Once again, MASA paid every penny.

Ask an expert from AMBA about an emergency transport policy that works for you and special discounts available through your association.

As for Anderson, both she and her horse have fully recovered from their injuries, although she still feels the sting of the air ambulance charges.

“No one should feel shocked or panicked by a bill like this,” she says.

SOURCE: https://www.cnn.com/2018/11/26/health/air-ambulance-high-price/index.html

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