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Association Member Benefits Advisors

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Want Expert Benefits Advice? Work with An Expert: An AMBA Agent

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Though friends and family can be helpful when you’re considering benefits options for what insurance you need, there’s no substitute for the expert benefit advice of a field agent through your association and AMBA. Why? Because your needs are as unique as you are. Your lifestyle and health issues aren’t the same as your friends and family. What’s good for them might not necessarily be right – or...

Got A Hunger to Help Others? Volunteer with Your Association at Your Local Food Bank

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Food insecurity is growing nationwide as the rate of unemployment rises amid the ongoing COVID-19 pandemic. The past holiday season saw 1 in 6 adults with children in the country lacking sufficient food., according to the Center on Budget and Policy Priorities (CBPP). With the current state of food insecurity in the U.S., food banks nationally are becoming lifelines for many needy Americans. Long...

Fill Me In: What’s a MedSup Plan?

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A MedSup policy, also known as Medigap or Medicare Supplement, can help you to lower out of pocket costs by filling in the gaps of Medicare. Medicare A and B ‘help’ to pay the health care costs for Medicare participants. There are, however, a number of gaps that require a participant to pay out of pocket. In some cases these out of pocket costs can be significant, even many thousands...

Learn the Acronym EMS Uses to Determine If It’s Time for an Emergency Airlift

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When time is of the essence, an emergency helicopter ride could be what determines whether a patient lives or dies. It’s up to the first responders on the scene to determine how imperative the situation is. An emergency helicopter ride can help a patient arrive at a hospital faster. But even a normal ambulance ride can cost thousands of dollars. An airlift can cost as much as $50,000 and is...

Need A Little Extra Money? A Whole Life Policy Is A Great Option

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What would you think if you had access to a pot of cash that not only accrues interest; it can also be tapped tax-free? With the purchase of a Whole Life policy, you do. All you have to do is pay a fixed premium and you get in return a tax-deferred interest-bearing account, known as cash value. You can take out a loan free of taxes at an attractive interest rate. Done properly, a tax-free loan on...

Can COVID-19 Damage Your Oral Health?

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COVID-19’s greatest danger is the damage it can cause in the lungs. Along with issues like difficulty of breathing and weeks of fatigue, throughout the pandemic we’ve continued to learn other issues the virus can cause. Along with issues like weeks of fatigue, the loss of taste or smell, hair loss and even “COVID Toes”, now there are anecdotal instances that indicate the infection may also have...

Take Your Heart for a Hike

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Nearly everyone, regardless of age or athletic ability, can find a hike that offers the right level of personal challenge. Like brisk walking, hiking is a good way to improve your cardiovascular fitness, particularly if your route includes some hills, which will increase your heart rate. And hiking may even offer some unique physical and mental benefits. Hiking Is A Natural Stress Reliever One of...

This Valentine’s Day, Don’t Let Untreated Cavities Break Your Heart

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A box of chocolates is an excellent Valentine’s Day gift, but make sure you brush and floss after enjoying those sweets! You probably already know that sugary confections can cause cavities. But did you know that if you let an untreated cavity live in your mouth too long, it can lead to periodontal disease? Periodontal disease causes your gums to recede from your teeth, which creates a gap...

The Aging Artist’s Eyes

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It is amazing how well our eyes perform the complex tasks of relaying visual information to our brains over our lifetimes. But, like the rest of the body, the eye ages with time. Even if we’re lucky enough to remain free of injury or disease as we age, our eyes still experience slight changes. These changes can affect our abilities to judge subtleties of color, light and dark. For artists and art...

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